{"id":17,"date":"2026-02-02T09:00:00","date_gmt":"2026-02-02T09:00:00","guid":{"rendered":"https:\/\/magyar.info\/?p=17"},"modified":"2026-02-02T09:00:00","modified_gmt":"2026-02-02T09:00:00","slug":"hogyan-mukodik-a-wise-kulfoldi-utalasok-utmutato","status":"publish","type":"post","link":"https:\/\/magyar.info\/?p=17","title":{"rendered":"Hogyan m\u0171k\u00f6dik a Wise? \u2014 K\u00fclf\u00f6ldi utal\u00e1sok \u00fatmutat\u00f3"},"content":{"rendered":"

Mi az a Wise?<\/h2>\n

A Wise (kor\u00e1bban TransferWise) a nemzetk\u00f6zi p\u00e9nzutal\u00e1sokat teszi olcs\u00f3bb\u00e1. A hagyom\u00e1nyos bankokn\u00e1l ak\u00e1r 3-5%-ot vesz\u00edthetsz rejtett \u00e1rfolyam-fel\u00e1rral \u2014 a Wise a bankk\u00f6zi k\u00f6z\u00e9p\u00e1rfolyamot haszn\u00e1lja \u00e9s kis, fix d\u00edjat sz\u00e1mol.<\/p>\n

Magyarorsz\u00e1gon is teljes banksz\u00e1ml\u00e1t k\u00edn\u00e1l saj\u00e1t IBAN sz\u00e1mmal.<\/p>\n

K\u00fclf\u00f6ldi utal\u00e1s \u2014 Hogyan m\u0171k\u00f6dik?<\/h2>\n

A Wise nem utalja t\u00e9nylegesen a p\u00e9nzt orsz\u00e1gok k\u00f6z\u00f6tt. Helyi banksz\u00e1ml\u00e1k h\u00e1l\u00f3zat\u00e1t haszn\u00e1lja: te befizeted a forintot a magyar sz\u00e1ml\u00e1ra, \u0151k a c\u00e9lorsz\u00e1g helyi sz\u00e1ml\u00e1j\u00e1r\u00f3l k\u00fcldik el az \u00f6sszeget. Ez\u00e9rt olcs\u00f3 \u00e9s gyors.<\/p>\n

    \n
  1. Add meg az \u00f6sszeget \u00e9s c\u00e9lvalut\u00e1t<\/li>\n
  2. \u00cdrd be a c\u00edmzett banksz\u00e1mlasz\u00e1m\u00e1t<\/li>\n
  3. Fizess be (bank\u00e1tutal\u00e1s vagy k\u00e1rtya)<\/li>\n
  4. \u00c1ltal\u00e1ban 1-2 munkanapon bel\u00fcl meg\u00e9rkezik<\/li>\n<\/ol>\n

    Mennyibe ker\u00fcl?<\/h2>\n

    Tipikus HUF\u2192EUR utal\u00e1s d\u00edja kb. 0,5-1%, m\u00edg hagyom\u00e1nyos bankokn\u00e1l 3-5%.<\/p>\n

    \ud83d\udca1 Tipp:<\/strong> A wise.com d\u00edjkalkul\u00e1tor\u00e1n el\u0151re megn\u00e9zheted a pontos k\u00f6lts\u00e9get.<\/div>\n

    Wise k\u00e1rtya<\/h2>\n

    50+ valut\u00e1ban fizethetsz bankk\u00f6zi \u00e1rfolyamon. K\u00e1rtya megrendel\u00e9se egyszeri ~3000 Ft, ut\u00e1na nincs \u00e9ves d\u00edja.<\/p>\n

    Wise vs. Revolut<\/h2>\n

    Wise: nemzetk\u00f6zi utal\u00e1sokn\u00e1l er\u0151sebb. Revolut: t\u00f6bb extra funkci\u00f3 (kripto, r\u00e9szv\u00e9ny, cashback), napi haszn\u00e1latra sokoldal\u00fabb. Sokan mindkett\u0151t haszn\u00e1lj\u00e1k.<\/p>\n","protected":false},"excerpt":{"rendered":"

    A Wise a legolcs\u00f3bb m\u00f3dja a k\u00fclf\u00f6ldi p\u00e9nzk\u00fcld\u00e9snek. Regisztr\u00e1ci\u00f3, haszn\u00e1lat \u00e9s d\u00edjak r\u00e9szletesen.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-17","post","type-post","status-publish","format-standard","hentry","category-penzugyek"],"_links":{"self":[{"href":"https:\/\/magyar.info\/index.php?rest_route=\/wp\/v2\/posts\/17","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/magyar.info\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/magyar.info\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/magyar.info\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/magyar.info\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=17"}],"version-history":[{"count":0,"href":"https:\/\/magyar.info\/index.php?rest_route=\/wp\/v2\/posts\/17\/revisions"}],"wp:attachment":[{"href":"https:\/\/magyar.info\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=17"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/magyar.info\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=17"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/magyar.info\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=17"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}